3 Things You Should Know About Auto Accident Insurance Claims


If you were hurt in a car accident that was caused by another person or business, the next logical step is to file claims with their insurance carrier. The process of pursuing money from another insurer is not difficult but can be confusing to navigate. There are several steps to the process, including providing multiple pieces of evidence. The following is some helpful information that you will need to know when dealing with the aftermath of auto accident injuries and damages:

Determining Fault

One of the first things the insurance company will do is determine who is at fault in the accident. One aspect is determining the division of fault. This will refer to the percentage of fault that is shared by all parties involved in the accident. You are included in this equation in the event you had something to do with the cause of the accident. The adjuster will glean information from the accident report and assign a percentage of faults to everyone. If you are found to have no percentage of faults, you will receive 100 percent of the compensation, unless there were other victims. In that case, the compensation will be divided among all victims. If you have a percentage of faults, you will be compensated after your percentage of the overall compensation amount has been deducted. 

Expenses and Compensation

After you have an injury due to a car accident, you may have to pay some of your own expenses upfront and be reimbursed later by the appropriate insurer. The expenses can include medical costs, the income you lost due to being hurt, and any damaged property from the accident. You will also be compensated for all permanent injuries you suffer, which can include a regular monthly payment or one lump sum. In addition, you can also receive additional monies for emotional stress and mental anguish you have suffered after the accident.

Using Legal Assistance

You can go through the legal claims process on your own, but an attorney like Putnam Lieb Potvin will be very beneficial in getting you as much money as possible. He or she will be experienced in personal injury cases and will know exact steps that will be needed in order to expedite your case. An insurance agency will try to prolong the process so that you will hopefully settle for the first figure you are offered. An attorney will ensure that your case moves forward as fast as possible so that you are not left with unpaid expenses for months or even years.


19 May 2017

Talking About Car Accident Cases

Hello everyone, my name is Nina Zoulon. On this site, I am going to share information about hiring a personal injury attorney. I will also talk about my journey to procuring those services for myself. When I was a beginning driver, I was on the road constantly. During one of those excursions, a driver going the opposite direction crossed the centerline and plowed straight into my vehicle. I was trapped by the dashboard for hours while firefighters helped me escape. After the accident, the other driver tried to blame my inexperience on the accident. I hired a lawyer to help me fight the case and I won. I would like to discuss personal injury attorney services in more detail to help other people win their cases in court. Thanks.