If you're injured by another driver, the first thing you may do is seek emergency medical treatment. But if your medical bills are higher than you can afford to pay, you may wonder if it's possible to obtain compensation from the driver. If you act now, you may be able to file an accident claim against the other driver's auto insurance company. Learn more about filing a claim below.
How Long Do You Have to File a Claim?
Along with receiving medical treatment, filing an accident claim is one of the most important steps you can take after your accident. But, you may not have as much time as you may think to file a claim. Depending on the laws in your state, you may have anywhere from two to six years to file a claim against the other driver's insurance company. Some states may only allow you one year to file a claim. If you miss the filing deadline in your state, the driver's insurance may choose to deny you.
You want to have several things on hand when you file your claim, including a copy of your accident report. The insurance company may ask you questions about your accident that you might not remember right away, such as the time and date of the accident. The information on the report may help you overcome any problems you encounter with the insurer.
If the insurance company stalls or denies your claim, contact an auto accident attorney as soon as possible.
What Happens After You File an Accident Claim?
An accident attorney may want to hear your side of the story before they take your case. The insurance company for the other driver will want to pay out as little as possible on your claim. If you leave out information, such as where the incident occurred, the insurer may use it to deny your claim again. An attorney can use your information to complete your claim properly.
Additionally, a lawyer will need to retrieve copies of your current medical expenses. The insurance company may be responsible for paying a big portion of your expenses. In order to obtain a fair payment, an attorney needs to know the extent of your care and injuries. Once an attorney receives everything they need to complete your claim, they'll submit the paperwork and wait for a response. If the insurance company refuses to award you a fair settlement, a lawyer may file a case with a personal injury court.
You can obtain more facts or details about your insurance claim or how to file one by contacting a law firm, such as Palmetto Injury Lawyers.Share
12 November 2018
Hello everyone, my name is Nina Zoulon. On this site, I am going to share information about hiring a personal injury attorney. I will also talk about my journey to procuring those services for myself. When I was a beginning driver, I was on the road constantly. During one of those excursions, a driver going the opposite direction crossed the centerline and plowed straight into my vehicle. I was trapped by the dashboard for hours while firefighters helped me escape. After the accident, the other driver tried to blame my inexperience on the accident. I hired a lawyer to help me fight the case and I won. I would like to discuss personal injury attorney services in more detail to help other people win their cases in court. Thanks.